Real Estate Fraud Investigation — protect your investments
Real estate fraud is one of the most damaging forms of white-collar crime. From mortgage fraud to ABC transactions, from falsified appraisals to infiltrated property structures — we map it out and deliver the evidence.
Real Estate
Real Estate Fraud Investigation
Real estate fraud is one of the most complex and damaging forms of financial crime in the Netherlands. It involves schemes in which property is used to launder money, deceive mortgage lenders, or generate unlawful profits. Think of ABC transactions where a property is resold multiple times on the same day at escalating prices, mortgage fraud using falsified income documents, or straw buyer schemes in which vulnerable individuals are exploited as front persons. The damage extends beyond financial institutions to private buyers, investors, and the integrity of the property market as a whole. SAJ Recherche investigates complex real estate fraud schemes and delivers the evidence needed to take action.
What we investigate
What types of real estate fraud do we investigate?
Mortgage fraud: False income statements, fictitious employment, or manipulated appraisal reports used to obtain a higher mortgage. ABC transactions: Rapid resale of property through intermediary parties, often with artificial price inflation and money laundering intent. Straw buyer schemes: Vulnerable individuals exploited as buyers or owners while the actual beneficiary operates behind the scenes. Identity fraud: The use of false or stolen identities in property transactions. Appraisal fraud: Manipulated valuation reports that deliberately overstate or understate the property value. Money laundering through real estate: Investing criminally obtained funds in property to conceal their origin.
Who is this relevant for?
This investigation is relevant for mortgage lenders with fraud suspicions, notaries who have doubts about a transaction, property investors seeking to eliminate risks, housing associations with signs of fraudulent schemes, and municipalities or regulators with indications of organized real estate fraud.
How does the investigation work?
You share your suspicions and the case file. We assess the complexity.
We analyze transaction chains, ownership structures, and financial flows through registry research and OSINT.
We map the parties involved and their interrelationships.
You receive a report with findings and supporting evidence, suitable for filing a criminal complaint or civil proceedings.
Want to discuss your situation?
Contact us for a free, confidential consultation.
⚖️ Legal framework
SAJ Recherche operates in compliance with the Dutch Private Security and Investigation Agencies Act (Wpbr) and the General Data Protection Regulation (GDPR/AVG). All investigations are conducted under POB licence 8779, issued by the Ministry of Justice and Security.
Legal recognition and licences
Frequently asked questions
How do I recognize real estate fraud?
Do you collaborate with notaries and financiers?
Can the report be used to file a criminal complaint?
How long does a real estate fraud investigation take?
What does it cost?
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Ready for the next step?
Schedule a free intake meeting and discover how we can help.